The State contributed $2.02. $2.02. I am not kidding. Gee thanks. I think the deductible is like $125,221,454,955 or something. It is basically like having catastrophic insurance. But the incredibly stupid thing is that the State pay $830 a month for my health insurance. I pay another $60 PLUS pay the bills. Wow. Someone working for the State sold the employees right down the river. I paid $236 a month in California and the benefits were comparable. But almost $900 a month for this crappy plan? Furthermore, the State has all kinds of exclusions that DO NOT count towards your deductible. Like going to the doctor more than once a year. I am not kidding. If it is excluded all the money you spend say, going to the doctor, does not count towards your deductible. Try having a kid that needs shots, wellness checks etc. One of the reasons I moved here was to not have to worry about health care bills anymore. Since moving here I have paid, or owe, thousands in health care bills for my healthy family. I guess it would be cheaper for my little girl to get polio or something. At least that is how the State sees it. It is total BS. The other reason Alaska benefits suck is retirement. At least for those of us in Tier IV. Instead of "defined benefits" we get "defined contributions". I learned the difference today. With defined benefits, when you retire you get a set pension. So you don't have to worry about retirement. Not bad, especially since, by statute, lawyers who work for the State cannot have any outside employment. Trade potential wealth for a secure retirement. Ok. But, for those of in Tier IV, we get no such benefit. We get some money dumped into a investment account. If it succeeds, we have a retirement. If our plan fails, or the broker runs off with our money or makes bad choices or whatever, then we eat dog food from age 65 to death. I heard that the State is having such a hard time recruiting employees now with these crappy benefits that they may improve them. Although I do not regret my life here one bit, I might not be here if I had known the truth about the benefits before I came here. Don't come to Alaska to work for the State if you expect good benefits. They died back in Tier I or II I think. Just expect to have to pay more for less and you'll be good.
Next time: a new truck, immigration reform (YAY?), the week of July 4, bear baiting, the move and why Alaska DUI laws are as stupid as hell.